The heart of the internet

What a joke, they are just bunch of scammers. Have been charging me over $300 a month for over 3 years, nothing was ever reported. I ATTEMPted to get a refund and I disputed chargeback but because it was well over 6 months, the credit card company (capital one) sided with Tomo. But NOTHING, THE $30K credit line that was promised, WAS NEVER REPORTED ON MY CREDIT HISTORY.

We encourage constructive feedback

I am originally from South Korea, and in South Korea, everyone starts in good standing, and your credit score only goes down if you make a mistake. That’s the opposite of how it works in the U.S., where you start from the bottom and have to work your way up. Signing up was a breeze and it really gave me tips on improving my credit score. I will definitely pass this app along to all of my family members and friends. Gives me options to help achieve a better future with credit building opportunities.

CreditStrong

The only thing I’m not wild about is the cost – $6.95 per month. That feels a bit steep for credit building, although I recognize that Self has costs that it needs to cover while making a profit. Still, I would have hoped that Regions would have eaten the cost itself, given that this service will (theoretically) lead to more engaged and creditworthy customers whom Regions can cross-sell and up-sell to.

Identifying the Boost to Cancel on TomoChain

Technically, the Tomo Credit Card doesn’t charge an „annual fee“ — but it does charge a monthly one. After receiving the confirmation message, you can rest assured that the boost you selected how to send bitcoin to your coinbase coinbase charges card is no longer consuming your resources. You can now continue using TomoChain without the boost or adjust your settings further to customize your experience. This message typically includes the boost details and the date of cancellation for your records.

Both offer 1.5% back on all purchases, plus 5% back on hotels, vacation rentals and rental cars booked through the Capital One Travel portal. In exchange for those rewards, you’ll either need to pay a $39 annual fee for the Capital One QuicksilverOne Cash Rewards Credit Card or put down a security deposit with the secured version. Paying an annual fee or a security deposit can be a hassle, hot wallet vs cold wallet but depending on how much you spend with your card, the higher rewards rate could easily offset the cost of these cards. After clicking „Confirm,“ the cancellation process will be initiated. The dialog box will close, and you’ll be redirected to the TomoChain Boost page. A confirmation message should appear, informing you that the boost has been successfully canceled.

I would like to cancel my subscription for tomo credit to much money a month they are not really helping me with my

  • Overall, it was the worst experience with a credit boosting company.
  • There’s no way for me to disconnect my bank account online because the only way you can disconnect anything is to call them and they won’t take any calls….
  • The fate of the Tomo Credit Card is unclear.
  • But there’s a monthly fee, plus a waitlist, and you’ll have to link a bank account.
  • Hesitate not, click „Confirm“ to seal the deal.
  • One of them is how much money you have and how you manage it.

This, in turn, gives people an opportunity to further establish their credit without having to take on new debt, such as credit cards or loans. The initial solution that Kim came up with to do that was the TomoCard, a charge card that consumers qualify for based on their cash flow rather than their credit scores. The card, which offers a limit as high as $30,000, doesn’t allow consumers to revolve a balance. Instead, as a charge card, customers pay off the balance in full every 7 days, after which TomoCredit reports the on-time payments to the credit bureaus. The Tomo Credit Card doesn’t charge interest.

Hence the term “reported line” that TomoCredit uses on its website. When you become a TomoBoost member, TomoCredit will report a credit line and credit history to the bureaus that is dependent on your membership tier. There are three tiers – basic, premium, and VIP.

Once you’re confident in your decision, firmly click on the „Confirm“ button. By doing so, you authorize the cancellation of the boost. Carefully examine each boost’s details, paying attention to its purpose and duration.

  • People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
  • The other bit of trouble for TomoCredit is that its customers don’t appear to be very happy with it right now.
  • And for the past four years, I have been the one and only fintech newsletter writer obsessed with credit builder products.
  • As far as I can tell, it is just a loan that exists on paper for the purpose of being reportable to the bureaus.

With no credit check or interest, the Tomo Card aims to help you build credit and stay out of debt. But there’s a monthly fee, plus a waitlist, and you’ll have to link a bank account. Canceled this membership 6 months ago and am still being charged.

Hesitate not, click „Confirm“ to seal the deal. I have emailed multiple times requesting my subscription be canceled. I never received a reply, even acknowledging my request. It’s always a generic auto-reply and then nothing else ever. They’re basically stealing my money at this point. And for TomoBoost users who are looking to cancel their memberships, there also appear to be some serious challenges.

The intuitive design of the Boost page facilitates this process, making it a breeze to identify the boost you seek. Note any distinctive features or attributes that set it apart from the others. In the world of blockchain, where fast and secure transactions are paramount, TomoChain stands as a shining beacon. Its innovative boosting mechanism allows users to expedite their transactions, ensuring they are processed swiftly and efficiently. However, circumstances may arise where you need to halt a particular boost. This guide will gently guide you through the process of identifying the boost you wish to cancel from TomoChain’s user-friendly interface.

Horrible, avoid this company

Whether you want to pay less interest or earn more rewards, the right card’s out there. Just answer a few questions and we’ll narrow the search for you. The card also once offered modest rewards — 1% cash back on purchases — but that, too, changed in 2023. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings.

I have reached out multiple times to customer service with no response, an inactive account, but monthly charges. Paid like the right time to invest in crypto is now $600 bucks for VIP service for $30,000 credit reporting, I’m going on over 4 months and no reporting yet. I tried to contact customer service with little to no response. When the do respond, the just ask question but don’t do anything, then they stop respond and close the service ticket.

I’m probably more sensitive to the details of how these services work than any person on Earth, but this struck me as fairly inoffensive. In this way, the Tomo Credit Card is similar to other alternative credit cards that can use unique underwriting techniques that aren’t necessarily tied to credit scores. But that doesn’t mean the card is right for everyone.

Our partners cannot pay us to guarantee favorable reviews of their products or services. After selecting the „Cancel Boost“ button, you’ll be presented with a confirmation dialog box. This box serves as a final checkpoint to ensure that you genuinely want to proceed with the cancellation. It acts as a safety measure to prevent accidental or unintentional cancellations.